{"id":37289,"date":"2020-06-18T17:11:56","date_gmt":"2020-06-18T17:11:56","guid":{"rendered":"https:\/\/trc.pt\/2020\/contrato-de-seguro-seguro-facultativo-conducao-sob-a-influencia-do-alcool-clausula-de-exclusao-clausulas-contratuais-gerais-dever-de-informacao\/"},"modified":"2020-06-18T17:11:56","modified_gmt":"2020-06-18T17:11:56","slug":"contrato-de-seguro-seguro-facultativo-conducao-sob-a-influencia-do-alcool-clausula-de-exclusao-clausulas-contratuais-gerais-dever-de-informacao","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/contrato-de-seguro-seguro-facultativo-conducao-sob-a-influencia-do-alcool-clausula-de-exclusao-clausulas-contratuais-gerais-dever-de-informacao\/","title":{"rendered":"Contrato de seguro. Seguro facultativo. Condu\u00e7\u00e3o sob a influ\u00eancia do \u00e1lcool. Cl\u00e1usula de exclus\u00e3o. Cl\u00e1usulas contratuais gerais. Dever de informa\u00e7\u00e3o"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_37289\" class=\"pvc_stats all  \" data-element-id=\"37289\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>CONTRATO DE SEGURO.&nbsp;SEGURO FACULTATIVO.&nbsp;CONDU\u00c7\u00c3O SOB A INFLU\u00caNCIA DO \u00c1LCOOL.&nbsp;CL\u00c1USULA DE EXCLUS\u00c3O.&nbsp;CL\u00c1USULAS CONTRATUAIS GERAIS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 2450\/13.3TJLSB.C1<br \/> \t<strong>Relator:<\/strong> ALBERTO RU\u00c7O<br \/> \t<strong>Data do Acord\u00e3o: <\/strong>05-05-2020<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DE VISEU &#8211; VISEU &#8211; JL C\u00cdVEL &#8211; JUIZ 1<br \/> \t<strong>Legisla\u00e7\u00e3o:<\/strong> ART.405 CC, DL N\u00ba 446\/85 DE 25\/10<br \/> \t<strong>Sum\u00e1rio:<\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tN\u00e3o \u00e9 indiferente para uma seguradora assumir o risco de furto ou furto de uso de um autom\u00f3vel, consoante o respetivo agente seja portador ou n\u00e3o seja portador de uma taxa de \u00e1lcool no sangue superior \u00e0 permitida por lei.<\/li>\n<li style=\"text-align: justify;\"> \t\tA cl\u00e1usula de um contrato de seguro facultativo que exclui a responsabilidade da seguradora quanto a danos, no caso do sinistro ter sido imput\u00e1vel a um condutor, autor de um furto de uso, que \u00ab\u2026conduza sob a influ\u00eancia do \u00e1lcool, estupefacientes, outras drogas ou produtos t\u00f3xicos\u00bb n\u00e3o \u00e9 injustificada, estando, por isso, no \u00e2mbito da liberdade contratual (artigo 405.\u00ba, n.\u00ba 1, do C\u00f3digo Civil).<\/li>\n<li style=\"text-align: justify;\"> \t\tSe a eventual omiss\u00e3o de informa\u00e7\u00e3o por parte da seguradora relativamente a tal cl\u00e1usula, para efeitos do disposto 6.\u00ba do Regime das Cl\u00e1usulas Contratuais Gerais (DL n.\u00ba 446\/85, de 25 de outubro), n\u00e3o foi quest\u00e3o controvertida e, por isso, n\u00e3o foi analisada na 1.\u00aa inst\u00e2ncia, n\u00e3o pode ser analisada e decidida em sede de recurso por se tratar de quest\u00e3o nova.<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/7fbaf3a24d77744f8025858b00577409?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<br \/> \t&nbsp;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_37289\" class=\"pvc_stats all  \" data-element-id=\"37289\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>CONTRATO DE SEGURO.&nbsp;SEGURO FACULTATIVO.&nbsp;CONDU\u00c7\u00c3O SOB A INFLU\u00caNCIA DO \u00c1LCOOL.&nbsp;CL\u00c1USULA DE EXCLUS\u00c3O.&nbsp;CL\u00c1USULAS CONTRATUAIS GERAIS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O APELA\u00c7\u00c3O N\u00ba 2450\/13.3TJLSB.C1 Relator: ALBERTO<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/37289"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=37289"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/37289\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=37289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=37289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=37289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}