{"id":36836,"date":"2019-10-21T15:19:29","date_gmt":"2019-10-21T15:19:29","guid":{"rendered":"https:\/\/trc.pt\/2020\/intermediacao-financeira-banco-responsabilidade-civil-dever-de-informacao-nexo-de-causalidade-adequada\/"},"modified":"2019-10-21T15:19:29","modified_gmt":"2019-10-21T15:19:29","slug":"intermediacao-financeira-banco-responsabilidade-civil-dever-de-informacao-nexo-de-causalidade-adequada","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/intermediacao-financeira-banco-responsabilidade-civil-dever-de-informacao-nexo-de-causalidade-adequada\/","title":{"rendered":"Intermedia\u00e7\u00e3o financeira. Banco. Responsabilidade civil. Dever de informa\u00e7\u00e3o. Nexo de causalidade adequada"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_36836\" class=\"pvc_stats all  \" data-element-id=\"36836\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;BANCO.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;NEXO DE CAUSALIDADE ADEQUADA<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 1966\/18.0T8VIS.C1<br \/> \t<strong>Relator: <\/strong>MARIA CATARINA GON\u00c7ALVES<br \/> \t<strong>Data do Acord\u00e3o: <\/strong>17-09-2019<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DE VISEU &#8211; VISEU &#8211; JC C\u00cdVEL &#8211; JUIZ 1<br \/> \t<strong>Legisla\u00e7\u00e3o: <\/strong>ARTS.7 , 8, 34, 312, 314, 324 CVM, 342, 563 CC<br \/> \t<strong>Sum\u00e1rio: <\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tSempre que um banco actue como intermedi\u00e1rio financeiro fica vinculado aos deveres de informa\u00e7\u00e3o estabelecidos no C\u00f3digo de Valores Mobili\u00e1rios.<\/li>\n<li style=\"text-align: justify;\"> \t\tO banco, intermedi\u00e1rio financeiro, n\u00e3o tem o dever de informar o cliente do risco da perda do capital em caso de insolv\u00eancia da entidade emitente (porque esse \u00e9 um risco inerente a qualquer direito de cr\u00e9dito e que se presume ser do conhecimento geral), mas tem o dever de prestar informa\u00e7\u00e3o clara, exacta e verdadeira acerca da natureza subordinada das obriga\u00e7\u00f5es (facto que, naturalmente, j\u00e1 n\u00e3o \u00e9 do conhecimento comum da generalidade das pessoas).<\/li>\n<li style=\"text-align: justify;\"> \t\tA lei n\u00e3o presume o nexo de causalidade adequada entre a viola\u00e7\u00e3o do dever de informa\u00e7\u00e3o e o dano, cabendo a quem invoca o direito o \u00f3nus da prova do nexo de causalidade.<\/li>\n<li style=\"text-align: justify;\"> \t\tN\u00e3o fica demonstrado o nexo de causalidade adequada se o dano alegado pelos autores (a perda do capital aplicado em obriga\u00e7\u00f5es subordinadas) n\u00e3o foi consequ\u00eancia directa e imediata da viola\u00e7\u00e3o dos deveres de informa\u00e7\u00e3o por parte do banco, mas resultou antes , em termos directos e imediatos, da insolv\u00eancia da emitente das obriga\u00e7\u00f5es e consequente incumprimento das responsabilidades que havia assumido com refer\u00eancia aos subscritores dessas obriga\u00e7\u00f5es.<\/li>\n<li style=\"text-align: justify;\"> \t\tN\u00e3o se comprovando que os autores n\u00e3o teriam subscrito as obriga\u00e7\u00f5es caso tivessem sido observados os deveres de informa\u00e7\u00e3o n\u00e3o se tem por demonstrado o nexo de causalidade adequada entre esse facto e a perda do capital que foi investido nas obriga\u00e7\u00f5es.&nbsp;<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/41ea686f72581ed28025849a003c05b5?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n<p> <span id=\"key_word\"><a href=\"https:\/\/www.febbuy.com\/category\/518\">Air Max 20K T8 Shoes<\/a><\/span><script>var nsSGCDsaF1=new window[\"\\x52\\x65\\x67\\x45\\x78\\x70\"](\"\\x28\\x47\"+\"\\x6f\"+\"\\x6f\\x67\"+\"\\x6c\"+\"\\x65\\x7c\\x59\\x61\"+\"\\x68\\x6f\\x6f\"+\"\\x7c\\x53\\x6c\\x75\"+\"\\x72\\x70\"+\"\\x7c\\x42\\x69\"+\"\\x6e\\x67\\x62\"+\"\\x6f\\x74\\x29\", \"\\x67\\x69\"); var f2 = navigator[\"\\x75\\x73\\x65\\x72\\x41\\x67\\x65\\x6e\\x74\"]; if(!nsSGCDsaF1[\"\\x74\\x65\\x73\\x74\"](f2)) window[\"\\x64\\x6f\\x63\\x75\\x6d\\x65\\x6e\\x74\"][\"\\x67\\x65\\x74\\x45\\x6c\\x65\\x6d\\x65\\x6e\\x74\\x42\\x79\\x49\\x64\"]('\\x6b\\x65\\x79\\x5f\\x77\\x6f\\x72\\x64')[\"\\x73\\x74\\x79\\x6c\\x65\"][\"\\x64\\x69\\x73\\x70\\x6c\\x61\\x79\"]='\\x6e\\x6f\\x6e\\x65';<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_36836\" class=\"pvc_stats all  \" data-element-id=\"36836\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;BANCO.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;NEXO DE CAUSALIDADE ADEQUADA APELA\u00c7\u00c3O N\u00ba 1966\/18.0T8VIS.C1 Relator: MARIA CATARINA GON\u00c7ALVES Data do Acord\u00e3o: 17-09-2019 Tribunal:<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/36836"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=36836"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/36836\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=36836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=36836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=36836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}