{"id":35382,"date":"2019-02-01T15:05:19","date_gmt":"2019-02-01T15:05:19","guid":{"rendered":"https:\/\/trc.pt\/\/2019\/02\/01\/contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-prescricao\/"},"modified":"2019-02-01T15:05:19","modified_gmt":"2019-02-01T15:05:19","slug":"contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-prescricao","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-prescricao\/","title":{"rendered":"Contrato de intermedia\u00e7\u00e3o financeira. Valores mobili\u00e1rios. Dever de informa\u00e7\u00e3o. Responsabilidade civil. Prescri\u00e7\u00e3o"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35382\" class=\"pvc_stats all  \" data-element-id=\"35382\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>CONTRATO DE INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;VALORES MOBILI\u00c1RIOS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;PRESCRI\u00c7\u00c3O<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 4019\/16.1T8VIS.C2<br \/> \t<strong>Relator: <\/strong>V\u00cdTOR AMARAL<br \/> \t<strong>Data do Acord\u00e3o:<\/strong> 15-05-2018<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DE VISEU &#8211; VISEU &#8211; JC C\u00cdVEL &#8211; JUIZ 2<br \/> \t<strong>Legisla\u00e7\u00e3o:<\/strong> ARTS. 7, 304, 312, 314, 324 CVM, 309 CC<br \/> \t<strong>Sum\u00e1rio:<\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tA viola\u00e7\u00e3o culposa de deveres indeclin\u00e1veis de informa\u00e7\u00e3o a cargo de intermedi\u00e1rio financeiro (um banco, parte apetrechada na negocia\u00e7\u00e3o), no \u00e2mbito da atividade banc\u00e1ria, perante cliente investidor n\u00e3o qualificado e em deficit de informa\u00e7\u00e3o, \u00e9 fonte de obriga\u00e7\u00e3o indemnizat\u00f3ria pelo decorrente dano causado a esse cliente.<\/li>\n<li style=\"text-align: justify;\"> \t\tSe a comercializa\u00e7\u00e3o de produto financeiro com informa\u00e7\u00e3o de ter capital garantido responsabiliza a entidade emitente do produto, tal n\u00e3o impede que tamb\u00e9m se constitua em responsabilidade o respetivo intermedi\u00e1rio financeiro que, no relacionamento contratual com aquele seu cliente, atue por forma a assumir tamb\u00e9m o reembolso do capital investido.<\/li>\n<li style=\"text-align: justify;\"> \t\tApurado que o banco intermedi\u00e1rio financeiro prop\u00f4s ao cliente, no \u00e2mbito da contrata\u00e7\u00e3o, a aquisi\u00e7\u00e3o de um produto com margem de risco \u2013 que aquele n\u00e3o subscreveria se tivesse conhecimento de todas as caracter\u00edsticas do mesmo \u2013, com a presta\u00e7\u00e3o de informa\u00e7\u00e3o falsa de equipara\u00e7\u00e3o a um dep\u00f3sito a prazo e garantia de reembolso do capital investido, em viola\u00e7\u00e3o de elementares padr\u00f5es de boa-f\u00e9 na rela\u00e7\u00e3o com o cliente, ocorre culpa grave do banco.<\/li>\n<li style=\"text-align: justify;\"> \t\tSitua\u00e7\u00e3o que afasta o curto prazo prescricional previsto no art.\u00ba 324.\u00ba, n.\u00ba 2, do CVM, sendo aplic\u00e1vel o prazo ordin\u00e1rio de prescri\u00e7\u00e3o (art.\u00ba 309.\u00ba do CCiv.).<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/7a8b8753a74c721c80258314004d011d?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35382\" class=\"pvc_stats all  \" data-element-id=\"35382\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>CONTRATO DE INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;VALORES MOBILI\u00c1RIOS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;PRESCRI\u00c7\u00c3O APELA\u00c7\u00c3O N\u00ba 4019\/16.1T8VIS.C2 Relator: V\u00cdTOR AMARAL Data do Acord\u00e3o: 15-05-2018 Tribunal: TRIBUNAL<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35382"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=35382"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35382\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=35382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=35382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=35382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}