{"id":35379,"date":"2019-02-01T14:56:33","date_gmt":"2019-02-01T14:56:33","guid":{"rendered":"https:\/\/trc.pt\/\/2019\/02\/01\/contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-banco\/"},"modified":"2019-02-01T14:56:33","modified_gmt":"2019-02-01T14:56:33","slug":"contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-banco","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/contrato-de-intermediacao-financeira-valores-mobiliarios-dever-de-informacao-responsabilidade-civil-banco\/","title":{"rendered":"Contrato de intermedia\u00e7\u00e3o financeira. Valores mobili\u00e1rios. Dever de informa\u00e7\u00e3o. Responsabilidade civil. Banco"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35379\" class=\"pvc_stats all  \" data-element-id=\"35379\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>CONTRATO DE INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;VALORES MOBILI\u00c1RIOS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;BANCO<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 2339\/16.4T8LRA.C2<br \/> \t<strong>Relator: <\/strong>MARIA JO\u00c3O AREIAS<br \/> \t<strong>Data do Acord\u00e3o: <\/strong>15-05-2018<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DE LEIRIA &#8211; LEIRIA &#8211; JC C\u00cdVEL &#8211; JUIZ 4<br \/> \t<strong>Legisla\u00e7\u00e3o:<\/strong> ARTS.1, 7, 304, 309, 312, 314, 322 CVM<br \/> \t<strong>Sum\u00e1rio: <\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tA atividade do intermedi\u00e1rio financeiro \u00e9 norteada, entre outros, pelo princ\u00edpio da prote\u00e7\u00e3o dos interesses do cliente, pelo princ\u00edpio de agir de boa-f\u00e9 e pelo princ\u00edpio de conhecimento do cliente.<\/li>\n<li style=\"text-align: justify;\"> \t\tA extens\u00e3o e a profundidade da informa\u00e7\u00e3o a prestar pelo intermedi\u00e1rio ao cliente devem ser tanto maiores quanto menor for o seu grau de conhecimento e experi\u00eancia, de modo a permitir-lhe uma tomada de decis\u00e3o esclarecida e fundamentada.<\/li>\n<li style=\"text-align: justify;\"> \t\tO titular de \u201cObriga\u00e7\u00f5es SLN 2006\u201d, por se tratar de obriga\u00e7\u00f5es subordinadas, apenas pode ser pago pelo patrim\u00f3nio da entidade emitente, em caso de insolv\u00eancia desta, depois de pagos os credores comuns e, tratando-se de obriga\u00e7\u00f5es a 10 anos, o reembolso do capital s\u00f3 seria poss\u00edvel ao fim de 10 anos.<\/li>\n<li style=\"text-align: justify;\"> \t\tApresentando as obriga\u00e7\u00f5es \u201cSLN 2006\u201d como sendo \u201cequivalentes a um dep\u00f3sito a prazo\u201d, em que \u201co reembolso do capital era garantido, por n\u00e3o se tratar de um produto de risco\u201d e que \u201co cliente poderia dispor do respetivo capital quando assim o entendesse\u201d, omitindo informa\u00e7\u00e3o indispens\u00e1vel \u00e0 avalia\u00e7\u00e3o dos riscos relacionados com o reembolso do capital e respetivos juros, a R\u00e9 violou de forma grave o dever de informa\u00e7\u00e3o constante do art. 312\u00ba do CVM.<\/li>\n<li style=\"text-align: justify;\"> \t\tO n\u00ba2 do artigo 314\u00ba do CVM consagra uma presun\u00e7\u00e3o de culpa e tamb\u00e9m de nexo de causalidade entre a viola\u00e7\u00e3o dos deveres de informa\u00e7\u00e3o pelo intermedi\u00e1rio financeiro e os danos sofridos pelo cliente.&nbsp;<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/e2cffaa7a4a8f22980258367003b212a?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35379\" class=\"pvc_stats all  \" data-element-id=\"35379\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>CONTRATO DE INTERMEDIA\u00c7\u00c3O FINANCEIRA.&nbsp;VALORES MOBILI\u00c1RIOS.&nbsp;DEVER DE INFORMA\u00c7\u00c3O.&nbsp;RESPONSABILIDADE CIVIL.&nbsp;BANCO APELA\u00c7\u00c3O N\u00ba 2339\/16.4T8LRA.C2 Relator: MARIA JO\u00c3O AREIAS Data do Acord\u00e3o: 15-05-2018 Tribunal:<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35379"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=35379"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35379\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=35379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=35379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=35379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}