{"id":35215,"date":"2019-01-08T16:52:07","date_gmt":"2019-01-08T16:52:07","guid":{"rendered":"https:\/\/trc.pt\/\/2019\/01\/08\/execucao-procedimento-extrajudicial-de-regularizacao-de-situacoes-de-incumprimento-persi-banco-comunicacao\/"},"modified":"2019-01-08T16:52:07","modified_gmt":"2019-01-08T16:52:07","slug":"execucao-procedimento-extrajudicial-de-regularizacao-de-situacoes-de-incumprimento-persi-banco-comunicacao","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/execucao-procedimento-extrajudicial-de-regularizacao-de-situacoes-de-incumprimento-persi-banco-comunicacao\/","title":{"rendered":"Execu\u00e7\u00e3o. Procedimento extrajudicial de regulariza\u00e7\u00e3o de situa\u00e7\u00f5es de incumprimento. PERSI. Banco. Comunica\u00e7\u00e3o"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35215\" class=\"pvc_stats all  \" data-element-id=\"35215\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>EXECU\u00c7\u00c3O.&nbsp;PROCEDIMENTO EXTRAJUDICIAL DE REGULARIZA\u00c7\u00c3O DE SITUA\u00c7\u00d5ES DE INCUMPRIMENTO.&nbsp;PERSI.&nbsp;BANCO.&nbsp;COMUNICA\u00c7\u00c3O<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 494\/14.7TBFIG-A.C1<br \/> \t<strong>Relator: <\/strong>ALBERTO RU\u00c7O<br \/> \t<strong>Data do Acord\u00e3o: <\/strong>28-11-2018<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DE COIMBRA &#8211; COIMBRA &#8211; JU\u00cdZO EXECU\u00c7\u00c3O<br \/> \t<strong>Legisla\u00e7\u00e3o: <\/strong>ART 14 N\u00ba4 DO DL N\u00ba 227\/2012 DE 25\/10<br \/> \t<strong>Sum\u00e1rio: <\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tNos termos do n.\u00ba 4 do artigo 14.\u00ba do Decreto-Lei n.\u00ba 227\/2012, de 25 de outubro, que instituiu o Procedimento Extrajudicial de Regulariza\u00e7\u00e3o de Situa\u00e7\u00f5es de Incumprimento (PERSI), a institui\u00e7\u00e3o de cr\u00e9dito deve informar o cliente banc\u00e1rio da sua integra\u00e7\u00e3o no PERSI, atrav\u00e9s de comunica\u00e7\u00e3o em suporte duradouro.<\/li>\n<li style=\"text-align: justify;\"> \t\tO envio de uma carta, desacompanhada de aviso de rece\u00e7\u00e3o, na aus\u00eancia de prova sobre o efetivo recebimento da carta, \u00e9 insuficiente para provar que a mencionada comunica\u00e7\u00e3o do banco ao cliente foi feita.&nbsp;<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/1b00ce560c17ee628025837c0056047a?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_35215\" class=\"pvc_stats all  \" data-element-id=\"35215\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>EXECU\u00c7\u00c3O.&nbsp;PROCEDIMENTO EXTRAJUDICIAL DE REGULARIZA\u00c7\u00c3O DE SITUA\u00c7\u00d5ES DE INCUMPRIMENTO.&nbsp;PERSI.&nbsp;BANCO.&nbsp;COMUNICA\u00c7\u00c3O APELA\u00c7\u00c3O N\u00ba 494\/14.7TBFIG-A.C1 Relator: ALBERTO RU\u00c7O Data do Acord\u00e3o: 28-11-2018 Tribunal: TRIBUNAL<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[230],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35215"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=35215"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/35215\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=35215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=35215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=35215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}