{"id":34733,"date":"2017-10-02T14:58:06","date_gmt":"2017-10-02T14:58:06","guid":{"rendered":"https:\/\/trc.pt\/\/2017\/10\/02\/responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao\/"},"modified":"2017-10-02T14:58:06","modified_gmt":"2017-10-02T14:58:06","slug":"responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao\/","title":{"rendered":"Responsabilidade banc\u00e1ria. Intermedia\u00e7\u00e3o financeira. Dever de informa\u00e7\u00e3o"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_34733\" class=\"pvc_stats all  \" data-element-id=\"34733\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p> \t<strong>RESPONSABILIDADE BANC\u00c1RIA. INTERMEDIA\u00c7\u00c3O FINANCEIRA. DEVER DE INFORMA\u00c7\u00c3O<\/strong><br \/> \t<strong>APELA\u00c7\u00c3O N\u00ba<\/strong> 986\/16.3T8GRD.C1<br \/> \t<strong>Relator:<\/strong> LU\u00cdS CRAVO<br \/> \t<strong>Data do Acord\u00e3o:<\/strong> 12-09-2017<br \/> \t<strong>Tribunal: <\/strong>TRIBUNAL JUDICIAL DA COMARCA DA GUARDA &#8211; GUARDA &#8211; JC C\u00cdVEL E CRIMINAL &#8211; JUIZ 3<br \/> \t<strong>Legisla\u00e7\u00e3o:<\/strong> ARTS.314 CVM, 224 CC<br \/> \t<strong>Sum\u00e1rio:<\/strong><\/p>\n<ol>\n<li> \t\tTendo o Banco intervindo como intermedi\u00e1rio financeiro na comercializa\u00e7\u00e3o das Obriga\u00e7\u00f5es ajuizadas [SLN rendimento mais 2004 e SLN 2006], tinha ele, ao tempo dos factos, o prim\u00e1rio e essencial dever de prestar \u201ctodas as informa\u00e7\u00f5es necess\u00e1rias para uma tomada de decis\u00e3o esclarecida e fundamentada\u201d, nomeadamente as respeitantes a riscos especiais envolvidos nas opera\u00e7\u00f5es a realizar [cf. art. 312\u00ba, al. a) do CVM, na sua redac\u00e7\u00e3o origin\u00e1ria, que \u00e9 a aplic\u00e1vel].<\/li>\n<li> \t\tDecorre do n\u00ba2 do art. 314\u00ba do CVM, na mesma redac\u00e7\u00e3o, que \u201cA culpa do intermedi\u00e1rio financeiro presume-se quando o dano seja causado no \u00e2mbito de rela\u00e7\u00f5es contratuais ou pr\u00e9-contratuais e, em qualquer caso, quando seja originado pela viola\u00e7\u00e3o de deveres de informa\u00e7\u00e3o\u201d.<\/li>\n<li> \t\tSendo certo que sujeito respons\u00e1vel pela indemniza\u00e7\u00e3o em causa ser\u00e1 o dito intermedi\u00e1rio financeiro, pois que, n\u00e3o obstante a comercializa\u00e7\u00e3o de produto financeiro com informa\u00e7\u00e3o de ter capital garantido responsabilize em primeira linha a entidade emitente do produto, n\u00e3o significa que essa responsabilidade n\u00e3o se estenda tamb\u00e9m ao intermedi\u00e1rio financeiro, se no relacionamento contratual que desenvolve com o cliente, assumir em nome desse relacionamento contratual tamb\u00e9m o reembolso do capital investido.<\/li>\n<\/ol>\n<p> \t<a href=\"e606d8f56b22802576c0005637dc\/b4659c6b077410c3802581ad0046c3a5?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_34733\" class=\"pvc_stats all  \" data-element-id=\"34733\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>RESPONSABILIDADE BANC\u00c1RIA. INTERMEDIA\u00c7\u00c3O FINANCEIRA. DEVER DE INFORMA\u00c7\u00c3O APELA\u00c7\u00c3O N\u00ba 986\/16.3T8GRD.C1 Relator: LU\u00cdS CRAVO Data do Acord\u00e3o: 12-09-2017 Tribunal: TRIBUNAL JUDICIAL<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/34733"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=34733"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/34733\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=34733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=34733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=34733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}