{"id":34180,"date":"2016-11-22T10:47:21","date_gmt":"2016-11-22T10:47:21","guid":{"rendered":"https:\/\/trc.pt\/\/2016\/11\/22\/mutuo-fianca-interpelacao-insolvencia-liberacao-abuso-de-direito\/"},"modified":"2016-11-22T10:47:21","modified_gmt":"2016-11-22T10:47:21","slug":"mutuo-fianca-interpelacao-insolvencia-liberacao-abuso-de-direito","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/mutuo-fianca-interpelacao-insolvencia-liberacao-abuso-de-direito\/","title":{"rendered":"M\u00fatuo. Fian\u00e7a. Interpela\u00e7\u00e3o. Insolv\u00eancia. Libera\u00e7\u00e3o. Abuso de direito"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_34180\" class=\"pvc_stats all  \" data-element-id=\"34180\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>M\u00daTUO. FIAN\u00c7A. INTERPELA\u00c7\u00c3O. INSOLV\u00caNCIA. LIBERA\u00c7\u00c3O. ABUSO DE DIREITO<br \/> \tAPELA\u00c7\u00c3O N\u00ba <\/strong>1343\/14.1TBFIG-A.C1<br \/> \t<strong>Relator: <\/strong>MARIA JO\u00c3O AREIAS<br \/> \t<strong>Data do Acord\u00e3o:<\/strong> 08-11-2016<br \/> \t<strong>Tribunal: <\/strong>COMARCA DE COIMBRA &#8211; COIMBRA &#8211; INST. CENTRAL &#8211; SEC\u00c7\u00c3O DE EXECU\u00c7\u00c3O &#8211; J1<br \/> \t<strong>Legisla\u00e7\u00e3o: <\/strong>ARTS.334, 653, 781, 782 CC, 81 CIRE<br \/> \t<strong>Sum\u00e1rio: <\/strong><\/p>\n<ol>\n<li style=\"margin-left: 40px; text-align: justify;\"> \t\tTornada exig\u00edvel a totalidade das presta\u00e7\u00f5es acordadas relativamente ao devedor, por meio do mecanismo previsto no artigo 781\u00ba CC, a perda do benef\u00edcio do prazo s\u00f3 ser\u00e1 opon\u00edvel ao fiador se este tiver sido previamente informado da interpela\u00e7\u00e3o do devedor.<\/li>\n<li style=\"margin-left: 40px; text-align: justify;\"> \t\tJ\u00e1 a declara\u00e7\u00e3o de insolv\u00eancia tem por efeito autom\u00e1tico, e sem necessidade de qualquer interpela\u00e7\u00e3o, o vencimento das restantes presta\u00e7\u00f5es em d\u00edvida, por for\u00e7a do disposto no n\u00ba1 do artigo 81\u00ba CIRE.<\/li>\n<li style=\"margin-left: 40px; text-align: justify;\"> \t\tAs dificuldades de realiza\u00e7\u00e3o pr\u00e1tica do cr\u00e9dito, nomeadamente por insolv\u00eancia do devedor, n\u00e3o relevam para efeitos da aplica\u00e7\u00e3o do regime do art. 653\u00ba CC: a sub-roga\u00e7\u00e3o no cr\u00e9dito nunca fica impedida, pelo que os direitos cuja sub-roga\u00e7\u00e3o pode ficar impedida pelo comportamento do credor s\u00e3o os que se encontram associados ao cr\u00e9dito (ex. perda da garantia hipotec\u00e1ria)<\/li>\n<li style=\"margin-left: 40px; text-align: justify;\"> \t\tO facto de o mutuante n\u00e3o ter interpelado previamente a fiadora e n\u00e3o a ter avisado dos incumprimentos do mutu\u00e1rio, interpelando-a para pagamento do remanescente da quantia em d\u00edvida unicamente ap\u00f3s se ter pago pelo valor do im\u00f3vel hipotecado no processo de insolv\u00eancia movido contra o mutu\u00e1rio, n\u00e3o constituiu, por si s\u00f3, um exerc\u00edcio abusivo do seu direito.<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/633ca5652bf288178025807300394976?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_34180\" class=\"pvc_stats all  \" data-element-id=\"34180\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>M\u00daTUO. FIAN\u00c7A. INTERPELA\u00c7\u00c3O. INSOLV\u00caNCIA. LIBERA\u00c7\u00c3O. ABUSO DE DIREITO APELA\u00c7\u00c3O N\u00ba 1343\/14.1TBFIG-A.C1 Relator: MARIA JO\u00c3O AREIAS Data do Acord\u00e3o: 08-11-2016 Tribunal:<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/34180"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=34180"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/34180\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=34180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=34180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=34180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}