{"id":33194,"date":"2015-04-07T14:11:14","date_gmt":"2015-04-07T14:11:14","guid":{"rendered":"https:\/\/trc.pt\/\/2015\/04\/07\/responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao-mutuo-hipoteca-dacao-em-cumprimento\/"},"modified":"2015-04-07T14:11:14","modified_gmt":"2015-04-07T14:11:14","slug":"responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao-mutuo-hipoteca-dacao-em-cumprimento","status":"publish","type":"post","link":"https:\/\/trc.pt\/2020\/responsabilidade-bancaria-intermediacao-financeira-dever-de-informacao-mutuo-hipoteca-dacao-em-cumprimento\/","title":{"rendered":"Responsabilidade banc\u00e1ria. Intermedia\u00e7\u00e3o financeira. Dever de informa\u00e7\u00e3o. M\u00fatuo. Hipoteca. Da\u00e7\u00e3o em cumprimento"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_33194\" class=\"pvc_stats all  \" data-element-id=\"33194\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p style=\"text-align: justify;\"> \t<strong>RESPONSABILIDADE BANC\u00c1RIA. INTERMEDIA\u00c7\u00c3O FINANCEIRA. DEVER DE INFORMA\u00c7\u00c3O. M\u00daTUO. HIPOTECA. DA\u00c7\u00c3O EM CUMPRIMENTO<br \/> \tAPELA\u00c7\u00c3O N\u00ba<\/strong> 1067\/12.4TVLSB.C1<br \/> \t<strong>Relator:<\/strong> MARIA JO\u00c3O AREIAS<br \/> \t<strong>Data do Acord\u00e3o: <\/strong>03-03-2015<br \/> \t<strong>Tribunal:<\/strong> COMARCA DE COIMBRA &#8211; COIMBRA &#8211; INST. CENTRAL &#8211; SEC\u00c7\u00c3O C\u00cdVEL &#8211; J2<br \/> \t<strong>Legisla\u00e7\u00e3o:<\/strong> ARTS. 701, 702, 837, 840 CC, 304-A CVM<br \/> \t<strong>Sum\u00e1rio: <\/strong><\/p>\n<ol>\n<li style=\"text-align: justify;\"> \t\tO juiz n\u00e3o pode basear a responsabilidade do banco r\u00e9u numa pretensa viola\u00e7\u00e3o dos seus deveres de aconselhamento enquanto intermedi\u00e1rio financeiro, quando tal viola\u00e7\u00e3o de tais deveres n\u00e3o foi alegada pelos autores como facto constitutivo de tal responsabilidade.<\/li>\n<li style=\"text-align: justify;\"> \t\tNa falta de alega\u00e7\u00e3o e prova da envolv\u00eancia do banco r\u00e9u em qualquer outra actividade de intermedia\u00e7\u00e3o para al\u00e9m da relacionada com a comercializa\u00e7\u00e3o de determinadas aplica\u00e7\u00f5es financeiras, n\u00e3o se pode concluir que sobre a institui\u00e7\u00e3o financeira impendesse um qualquer dever de aconselhamento posterior \u00e0 aquisi\u00e7\u00e3o de tais aplica\u00e7\u00f5es.<\/li>\n<li style=\"text-align: justify;\"> \t\tQualquer ju\u00edzo de censura sobre o comportamento do credor hipotec\u00e1rio que aceita em pagamento o im\u00f3vel hipotecado por um valor inferior ao da avalia\u00e7\u00e3o por si efectuada aquando da concess\u00e3o do cr\u00e9dito, implicar\u00e1 a demonstra\u00e7\u00e3o da exist\u00eancia de uma despropor\u00e7\u00e3o significativa entre o valor actual de mercado do im\u00f3vel e o valor pelo qual foi dado em pagamento.<\/li>\n<\/ol>\n<p style=\"text-align: justify;\"> \t<a href=\"http:\/\/www.dgsi.pt\/jtrc.nsf\/8fe0e606d8f56b22802576c0005637dc\/2cb453c5faf7c31d80257e2000479307?OpenDocument\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar texto integral<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_33194\" class=\"pvc_stats all  \" data-element-id=\"33194\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img src=\"https:\/\/trc.pt\/2020\/wp-content\/plugins\/page-views-count\/ajax-loader.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>RESPONSABILIDADE BANC\u00c1RIA. INTERMEDIA\u00c7\u00c3O FINANCEIRA. DEVER DE INFORMA\u00c7\u00c3O. M\u00daTUO. HIPOTECA. DA\u00c7\u00c3O EM CUMPRIMENTO APELA\u00c7\u00c3O N\u00ba 1067\/12.4TVLSB.C1 Relator: MARIA JO\u00c3O AREIAS Data<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[229],"tags":[],"_links":{"self":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/33194"}],"collection":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/comments?post=33194"}],"version-history":[{"count":0,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/posts\/33194\/revisions"}],"wp:attachment":[{"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/media?parent=33194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/categories?post=33194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc.pt\/2020\/wp-json\/wp\/v2\/tags?post=33194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}